302 Highway 1 SE Mount Vernon, IA 52314

PRODUCTS > EASY CHECKING

additional information on our personal checking

ONLINE Banking

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PRODUCTS > EASY CHECKING

additional information on our personal checking

Rates Effective December 29, 2017

E-ssential
Bridge Club
Basic
**N.O.W.
**Super N.O.W.
**N.O.W. Account Plus
Monthly Service Charge ***None
(see below)
$7.00 $3.00 with min. balance of $300.00-$399.99, $4.00 with min. bal. of $200.00-299.99, $5.00 with min. bal . of $100.00-$199.99, $6 with min. bal. of less than $100 If balance falls below $1000.00 a $10.00 per month service charge is imposed If balance falls below $2500.00 a $10.00 per month service charge is imposed If balance falls below $1000.00 a $10.00 per month service charge is imposed
Interest Bearing No No No Yes (see rate sheet below) Yes (see rate sheet below) Yes (see rate sheet below)
Minimum Balance
Required to Open
$100.00 $50.00 $50.00 $1000.00 $2500.00 $10,000.00
Online Banking Free Free Free Free Free Free
Online Bill Pay* Free Free Free Free Free Free
E-Statements Free Free Free Free Free Free
Check Images Online With your monthly statement With your monthly statement With your monthly statement With your monthly statement With your monthly statement
Money Orders $3.00 each 5 Free per month $3.00 each $3.00 each $3.00 each $3.00 each
Safe Deposit Box Available $2.00 annual discount Available Available Available Available
Notary Service $5.00 Free $5.00 $5.00 $5.00 $5.00
BOLD lettering indicates a change in fees.
*Online bill pay is free with any account when you opt in for E-Statements.
**Bridge Club memberships also available to N.O.W. account holders.
***The account is free if it is active, the balance is greater than $0.00 and you sign up for e-statements.
****If the Free E-ssential account is dormant and has a balance below $50.00 there will be a $5.00 per month dormant charge.

The Bridge Club Membership includes:

  • Personalized Bridge Club checks
  • $10,000.00 Accidental Death and Dismemberment Insurance ($5,000.00 each on the first two principal owners)
  • 5 free copies per month

Rates Effective March 17, 2020

Account Type
Minimum Balance to Open and to Obtain APY
Daily Balances Of
Interest Rate
Annual Percentage Yield (APY)
N.O.W $1,000.00 .05% .05%
Super N.O.W. Account $2,500.00 .05% .05%
N.O.W Account Plus $10,000.00 $10,000.00 – $24.999.99 .05% .05%
$25,000.00 – $49,999.99 .05% .05%
$50,000.00 and up .10% .10%
  • Rates subject to change after opening
  • Fees may reduce earnings
  • The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the above rate chart