PRODUCTS > EASY CHECKING
Additional information on our personal checking
ONLINE Banking 
PRODUCTS > EASY CHECKING
Additional information on our personal checking
Rates Effective 8/24/2023
E-ssential |
Bridge Club |
Basic |
**N.O.W. |
**Super N.O.W. |
**N.O.W. Account Plus |
|
|---|---|---|---|---|---|---|
| Monthly Service Charge | ***None (see below) |
$8.00 | $5.00 with min. balance of $300.00-$399.99, $6.00 with min. bal. of $200.00-299.99, $7.00 with min. bal . of $100.00-$199.99, $8 with min. bal. of less than $100 | If balance falls below $1000.00 a $10.00 per month service charge is imposed | If balance falls below $2500.00 a $10.00 per month service charge is imposed | If balance falls below $1000.00 a $10.00 per month service charge is imposed |
| Interest Bearing | No | No | No | Yes (see rate sheet below) | Yes (see rate sheet below) | Yes (see rate sheet below) |
| Minimum Balance Required to Open |
$100.00 | $50.00 | $50.00 | $1000.00 | $2500.00 | $10,000.00 |
| Online Banking | Free | Free | Free | Free | Free | Free |
| Online Bill Pay* | Free | Free | Free | Free | Free | Free |
| E-Statements | Free | Free | Free | Free | Free | Free |
| Check Images | Online | With your monthly statement | With your monthly statement | With your monthly statement | With your monthly statement | With your monthly statement |
| Money Orders | $3.00 each | 5 Free per month | $3.00 each | $3.00 each | $3.00 each | $3.00 each |
| Safe Deposit Box | Available | $2.00 annual discount | Available | Available | Available | Available |
| Notary Service | $5.00 | Free | $5.00 | $5.00 | $5.00 | $5.00 |
BOLD lettering indicates a change in fees.
*Online bill pay is free with any account when you opt in for E-Statements.
**Bridge Club memberships also available to N.O.W. account holders.
***The account is free if it is active, the balance is greater than $0.00 and you sign up for e-statements.
****If the Free E-ssential account is dormant and has a balance below $50.00 there will be a $5.00 per month dormant charge.
The Bridge Club Membership includes:
- Personalized Bridge Club checks
- $10,000.00 Accidental Death and Dismemberment Insurance ($5,000.00 each on the first two principal owners)
- 5 free copies per month
Interest Rates current as of 8/24/2023
Account Type |
Minimum Balance to Open and to Obtain APY |
Daily Balances Of |
Interest Rate |
Annual Percentage Yield (APY) |
|---|---|---|---|---|
| NOW Account | $1,000.00 | 1.30% | 1.31% | |
| Super NOW Account | $2,500.00 | 1.50% | 1.51% | |
| NOW Account Plus | $10,000.00 | $10,000.00 – $24.999.99 | 1.85% | 1.87% |
| $25,000.00 – $49,999.99 | 2.00% | 2.02% | ||
| $50,000.00 and up | 2.15% | 2.17% |
- Rates subject to change after opening
- Fees may reduce earnings
- The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the above rate chart