PRIVACY POLICY
WHAT DOES BRIDGE COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and checking account information
• account balances and overdraft history
• credit history and credit card or other debt
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bridge Community Bank chooses to share; and whether you can limit this sharing.
Account Product Name |
Minimum Opening Deposit |
Interest Rate |
|---|---|---|
| For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes to offer our products and services to you |
No | We don’t share |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes information about your transactions and experiences |
No | We don’t share |
| For our affiliates’ everyday business purposes information about your creditworthiness |
No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
WHO WE ARE
Who is providing this notice?
Bridge Community Bank
302 Hwy 1 SE
P.O. Box 184
Mount Vernon, IA 52314
WHAT WE DO
How does Bridge Community Bank protect my personal information?
• To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bridge Community Bank collect my personal information?
We collect your personal information, for example, when you:
• Open an account or apply for a loan
• Deposit money or pay your bills
• Use your credit or debit card
Why can’t I limit all sharing?
*Federal law only gives you the right to limit the following:
• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
*State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates
• Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Bridge Community Bank does not share with our affiliates
Nonaffiliates
• Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Bridge Community Bank does not share with nonaffiliates so they can market to you
Joint marketing
• A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Bridge Community Bank does not jointly market.
QUESTIONS
• Call (319) 895-8200