Currently Seeking:
Senior Vice President Commercial/Ag Loan Officer
Status: Exempt Type: Full-Time Location: Mount Vernon, IA Hours Per Week: 40 Benefits Package: Yes
Position Summary
As a lender with Bridge Community Bank, this employee will be responsible for the production and solicitation of a wide variety of commercial and agriculture loans and will take charge of market growth. Lender will maintain solid underwriting quality and compliance with all applicable laws, regulations and Bank policies.
Responsibilities
• Responsible for finding, soliciting, managing and growing relationships to serve the commercial and agricultural financial needs of the community. Ensures the growth of the branch through the selection and development of new accounts and the expansion of the portfolio.
• Initiates the process which determines the customer’s financial condition in relation to acceptable risk within Bank policy or government guidelines.
• Has the ability to negotiate terms and structure loan financing based on risk considerations.
• Lender will maintain and service newly developed relationships for retention as well as an assigned commercial loan portfolio.
• Manage delinquency and credit risk.
• Knowledgeable on Bank policies and procedures and will stay current on applicable regulations and laws.
• Acts in an advisory capacity to other Officers, employees and customers on matters pertaining to commercial and agriculture loans and will assist in underwriting.
• Calls on sources of new business to increase referrals, build strategic partners and to promote the Bank and enhance overall banking relationships.
• Comprehensive knowledge of all loan products and other bank financial services and will proactively cross-sell.
• Will network, develop partnerships and actively participate in community organizations and activities, acting to enhance the image of the organization and establish and maintain strong community relationships.
• Must maintain a level of professionalism including attire, attitude, time management and securing confidential information.
• Other duties as assigned.
Qualifications
Bachelor’s degree in Finance, Business or related field and at least 5 years of commercial/agriculture lending experience required. Must have the ability to read, analyze, and interpret policies, contracts, credit and financial documents as well as other legal documents. Strong analytical and mathematical capabilities as well as an understanding of credit underwriting and loan documentation. Must possess excellent communication skills and prioritize work demands effectively.
Will be required to register with the NMLS and submit to a criminal background check.
About Bridge Community Bank
Bridge Community Bank is a community bank with three locations in Solon, Mount Vernon and Mechanicsville. Employer offered benefits include health, life, dental and vision insurance, 401k, long term and short term disability, paid time off, flexible spending account, AFLAC, tuition assistance and discounted bank services
At Bridge Community Bank diversity is embraced and we are committed to equal employment opportunity regardless of race, color, religion, sex, national origin, gender identity, creed, Veteran status, disability or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.
Email your resume or questions to Careers@bridge.bank